Why Choose an Independent Insurance Agent?

When looking to purchase insurance through a new agency, your options are overwhelming. A simple Google search of “insurance agents near me” yields over 200 million results… you certainly can’t be expected to sift through those pages and pages of choices! To make things even more complicated, how are you to know what agency is best for your individual needs? Lucky for you, there’s a way to avoid the headaches involved with searching through hundreds of reviews and quotes to find the exact company you need: get coverage through an independent insurance agent!

Why choose an independent insurance agent?

Before we fully answer this question, it’s important to know the difference between an independent agent and a captive agent. A captive agent works with only one insurance company. When you call a captive agent and request a quote, they can only provide you with information for the company they work for. Furthermore, they can only pass along advice and information that applies to that one company. This isn’t to say theirknowledge is limited, but their ability to give you the best and most relevant advice for your specific needs is.

Independent agents are different for many reasons. For example, theyare not limited to just one insurance company, which gives them the freedom to request quotes from multiple agencies and provide you with the most affordable option. Many people procrastinate on buying the necessary coverages due to their concerns about price. If that sounds like you, an independent agent is your best bet.

Furthermore, when contacting a captive agent, it can be difficult to get through all the automated prompts to get to the person you want to speak with. An independent agent, on the other hand, is much easier to reach and will know who you are when they answer your call. This is especially important in dire situations where you need to file a claim and don’t have the time to explain your situation several times to multiple people.

There are many reasons to choose an independent insurance agent, but for many, it comes down to options. Choosing your insurance company and coverage is a process that you need to get right for you and your family. Independent agents take this pressure off and allow you to relax as they do the searching for you.

If you’d like more information or you’d like to do business with an independent insurance agent, contact us at (610) 335-1139 and we’ll make sure you get the service and coverage you deserve.

 

Call Risk Averse Insurancein Media, PA to discuss your business or personal insurance.

Risk Averse Insurance is an independent insurance agency in Delaware County that specializes in providing high-quality insurance products at an affordable price.

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Don and Megan were extremely helpful and a pleasant to work with. Highly recommend. They went above and beyond to get me insured quickly and at a really good rate.
Jojo Anaya
Jojo Anaya
Our construction company recently switched over to Risk Averse Insurance. We moved all of our policies over to this company. Our agent, Don Blizzard, was amazing! He was upfront and explained everything to us so we understood what we were getting. He made the process very easy and the turn around was very fast! There were no issues! Not only did we get great deals, we got better coverage than we ever had. I would definitely recommend this company! They are the best!
Kelly Robb
Kelly Robb
I recently switched to this company this year for all my business insurances and couldn’t be happier. The service my agent Don Blizzard provides is amazing. I started recommending to all my colleagues and family. Definitely worth reaching out for quotes if you’re a business contractor. Thanks again team
Louis Litwin
Louis Litwin
Just had to file a big claim for a stolen vehicle full of all my professional equipment----the policy they wrote allowed me to get real value back for my stolen equipment so I can come back even stronger!! Big thanks to my agent Don Blizzard for doing such a great job!
Ed Sheridan
Ed Sheridan
Don Blizzard is my agent with Risk Averse and he is absolutely the best. He is quick to respond with any questions or concerns I may have, gets me my certs way faster than expected, and is great at explaining things in a way that a layman can understand. I highly recommend Don and Risk Averse Insurance.
Sean Carter
Sean Carter
Don is a great insurance guy he dose my personal and business insurance every time I call he answers and takes time to answer all my questions and guides me in the right steps
Blaine Kunselman
Blaine Kunselman
I have been using them for over 5 years now and I'm very happy with the service; they always do the best to get me the best and current up-to-date deals and excellent to deal with. I recommend.
Chauncey Brown Jr.
Chauncey Brown Jr.
Ive worked with Don for the last few year's. When I started my buisness I knew I needed help and didn't know where to start.I knew I needed an absolute beast of an agent and every other owner/ operator I talked too said if "You don't have Don Blizzard as an agent then you dont have the best agent. "He took a chance and helped me grow my buisness to where its at today. Riskaverse is the absolute best and since starting my buisness all my insurance is through them with help from Don Blizzard. He has a way to explain it to me where I understand my coverage and exposure and the commercial side including Meghan are the absolute best at getting COI'S sent to potential clients within minutes of requesting the copy.Hands down I only go where Don goes and I know whatever policies are written and where my coverage goes my loyalty will always lay with Don.He took a chance and grew with me and I'm forever grateful to all the staff at RiskAverse for being family and buisness friendly and not looking at me as a number or a client but actually caring and finding us the best for which suits our needs.#TeamDonBlizzard #TeamRiskAverse#TeamMegan
James LeBoon
James LeBoon
I work with Don. He has helped lots of my family and friends for their business and personal insurance. He is super responsive, honest, and hardworking to make sure you are fully taken care of in every aspect of your policy. He cares a great deal about each unique situation. I am fully confident anytime I refer Don.
Molly Eckman
Molly Eckman
Anytime I’ve needed assistance, the staff has always been accommodating. I have, and will continue to refer people here.
Allison Parasink
Allison Parasink
The best I've ever used. Don and the team make u feel protected and being able to lay your head on your pillow at night knowing you are protected is worth more than gold.
Dolans Bar
Dolans Bar
Don and his team have been great to work with and always very accessible which is important when dealing with the stress of getting your insurance set up and doing it right. Highly recommend!
Ryan Callahan
Ryan Callahan
I had the best experience. Don helped me with both auto and homeowners insurance in getting us the best price with great service. Highly recommend!
Gloria McAllister
Gloria McAllister
Fred Burns is the absolute best! Highly recommend!
joanne kelly
joanne kelly
Highly recommend!
Jennifer McGonagle
Jennifer McGonagle
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