If you’ve been tuned into Philly radio lately, you’ve probably caught that infectious “PHLYBOP”ad from Philadelphia Insurance Companies (PHLY). You know the one — the upbeat track that makes protecting your small business sound as smooth and fun as hitting the dance floor with the classic Philly Bop. “We make it easy now… Philly BOP!” It’s catchy for a reason: business insurance doesn’t have to be complicated or boring.
At Risk Averse Insurance, we’re big fans of that energy — and even bigger fans of delivering it through real results for our clients in the Philadelphia area, Delaware County, and beyond.
What Exactly Is PHLYBOP?
PHLYBOP is Philadelphia Insurance’s streamlined Business Owners Policy (BOP) designed specifically for small businesses. It combines essential coverages like:
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General Liability — Protection against customer injuries, property damage, and advertising injury claims.
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Property Coverage — For your building, equipment, inventory, and more.
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Business Interruption — Help keeping the lights on (and payroll met) if a covered loss shuts you down temporarily.
With over 150 eligible classifications across categories like contractors, restaurants, retail & services, offices, wholesalers, and habitational risks (1-4 family dwellings), it’s built to fit a wide range of Main Line, Delco, and Philly businesses.
Why Pair PHLYBOP with Risk Averse Insurance?
We’re proud to partner with strong carriers like Philadelphia Insurance Companies (PHLY) because they align perfectly with our “risk averse” philosophy: proactive protection, competitive rates, and white-glove service.
When you work with Risk Averse Insurance:
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You get access to PHLYBOP’s strength and speed.
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Our team handles the details — comparing options, customizing coverage, and making sure it fits your specific risks (whether you’re a contractor, restaurateur, retailer, or professional services firm).
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You benefit from local expertise. We know Delaware County and Philly-area businesses inside out — from home-based operations to growing Main Line companies.
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Ongoing support: Claims assistance, policy reviews, and risk management tips so you can focus on growing your business instead of worrying about “what ifs.”
Ready to Catch the Bop?
Don’t let your business protection feel like a slow shuffle. Whether you’re a small business owner looking for straightforward BOP coverage or need a full suite of commercial insurance (property, liability, workers’ comp, surety bonds, and more), we’re here to make it easy.
Contact Risk Averse Insurance today for a no-obligation review of your current policies. We’ll show you how PHLYBOP — or the right mix of carriers — can give you big-time protection without the hassle.
Call us at 610-335-1139 or email .
Let’s bop your business insurance into better shape.
Risk Averse Insurance — Protecting what you worked so hard to build!
594 S New Middleton Rd, Media, PA 19063
