Get Your Business Ready for Spring

Get Your Business Ready for Spring

Now that the weather is warming up and spring is less than a week away, it’s time to get some spring cleaning done at your small business! This may seem like a daunting task, but we always find that making a list is the best way to prioritize and ensure that you...
What Does General Liability Insurance Cover?

What Does General Liability Insurance Cover?

A commercial general liability insurance policy is used to protect businesses against paying out of pocket for potential claims involving property damage, bodily injury, and more.  This policy is essential for any business as any business can be sued. If someone were...
Commercial Auto Insurance for Your Business

Commercial Auto Insurance for Your Business

When you own a business, there are many things to consider. Here’s one more thing: if you or your employees drive vehicles paid for by your company, you need a separate commercial auto insurance policy. Your personal auto policy will not cover both your personal...
Common Misconceptions About Insurance

Common Misconceptions About Insurance

We at Risk Averse recently ran a survey asking respondents to answer a variety of true/false questions about the insurance industry in order to gauge the general public’s familiarity with certain insurance policies. With the results from over 700 respondents, we...
What Insurance Do I Need if I’m Moving?

What Insurance Do I Need if I’m Moving?

Are you planning on moving out of state? Along with all the other changes you’ll be making, you’ll need to update your insurance as well. Moving is a big step that requires a lot of planning, and adjusting your insurance policies may not be the first task...
Workers Compensation FAQ

Workers Compensation FAQ

If you’re a business owner, you’ve (hopefully) heard of workers’ compensation. Since this is such a well-known policy, we often get questions about the specifics of carrying this type of coverage. So, I sat down with Marc Millison, Owner and...
Protect Your Business This Winter

Protect Your Business This Winter

February is the coldest month of the year in many states, and the freezing temperatures can wreak havoc on your business if you’re not careful. In the past week, the U.S. has seen record low temperatures that caused businesses to close, schools to cancel class...
Commercial Property Insurance for your Business

Commercial Property Insurance for your Business

Commercial property insurance is a must-have policy for any business owner as this coverage will protect you from a major loss as a result of theft, natural disaster, and other damages to your company’s assets. It’s nice to think that your company’s...
3 Lesser-Known, Strange Insurance Policies

3 Lesser-Known, Strange Insurance Policies

Everyone has heard of homeowner’s insurance and car insurance, but what about the lesser-known, borderline strange insurance policies that are out there?If you lived near Lincoln County, Nevada, you may be concerned about your chances being abducted by aliens...
What to Know When Buying a Used Car

What to Know When Buying a Used Car

Buying a used car is a great option if you’re looking to upgrade your vehicle but purchasing a brand new one is either unrealistic or unnecessary. However, used cars can come with risks of their own if you aren’t careful and don’t vet properly in...