Meet The Team

Risk Averse Insurance is an insurance agency in Media, Delaware County, with a focus on offering quality insurance products and customer service at the best price available.

Who We Are

We want to do more than make you legal for less. We want to give our customers the piece of mind that all of their most important assets are protected.

Risk Averse offers options to fit the insurance service needs of customers in Delaware County and the surrounding Philadelphia area:

Do you prefer to do business on your phone? We have an app for that!
Want to call? We’d love to talk! Call us at 610-335-1139.
Like good old-fashioned face-to-face? So do we! This is how relationships are made and we provide several options for this. If we can’t come to you, we have offices in Media, PA and Morton, PA. Call us to set up an appointment.

President of Risk Averse Bill Sprague

Bill Sprague – President

Owner Bill Sprague is a graduate of West Chester University of Pennsylvania. He grew up in Darby, PA and now resides in Ridley Twp, PA. He has been in the insurance industry for over 10 years, starting his career as an insurance agent in Newtown Square, PA. During his time there, Bill specialized in insuring high-value homes and vehicles. From there, Bill worked as a project manager with Advisen Ltd in Kennett Square, PA. Here, Bill worked with insurance “big-data,” specifically regarding large commercial lines of business such as Professional, Management, and Cyber. For several years after, Bill was the Senior Business Development Manager at Infinity Insurance Company in Philadelphia, Chester County, Delaware County, and Montgomery County. He spent this time working with other insurance agents to understand products, develop new business, and set and meet goals.

With his well-rounded insurance background, Bill opened Risk Averse Insurance in Media, PA in 2015 with the hopes of bringing his customers service options from online tools to good old fashioned face-to-face. He hopes to provide you with top-notch customer service and get you the coverage you need at a price you can afford.

Vice President of Risk Averse Insurance Marc Millison

Marc Millison – Vice President

Marc is a graduate of West Chester University where he proudly finished magna cum laude. He has been in the insurance industry for 11 years. Marc spent his first 10 years as an account manager with Kramer-Warner Associates. During this time, he specialized in Commercial insurance with a focus on small to medium sized companies across all business sectors. He was responsible for every aspect of soliciting, developing, and managing insurance portfolios for 400+ businesses. Marc genuinely loves commercial insurance, and it is because of this that he is considered an expert in the field by his colleagues and clients.

Commercial Insurance account executive at Risk Averse Meghan DiGiovanni

Meghan DiGiovanni – Commercial Account Executive

Meghan joined Risk Averse Insurance in January 2018. She grew up in Delaware County, PA and now resides in Haverford Township, PA. She has been in the insurance industry for five years, starting her career as a small business agent in Newtown Square, PA.  She then moved on to an agency in King of Prussia, PA where she handled middle market accounts for retail and healthcare exposures.

Meghan has a Bachelor’s in Business Administration from Salve Regina University in Newport, RI. At Salve she was captain of the 2013 Women’s Intramural Championship Basketball team. She has always loved sports, specifically basketball, and currently coaches youth sports in her spare time. Meghan loves to work as a team and go above and beyond to help her clients. It is her goal to provide you with top-notch customer service.

Don Blizzard

Don Blizzard – Risk Management Adviser

Don is a life-long resident of Delaware County; he grew up in Ridley Park and currently resides in Nether Providence, PA with his wife and son. He has been working as an insurance producer since 2004 and before joining the team at Risk Averse, he had successful stops in agencies in Havertown and Media, PA.  He takes a consultative approach with clients and believes that the most important parts of any transaction are the relationships and trust built throughout the process.  Don is an avid music fan and when not working,  he enjoys spending time with his family and playing golf as often as possible. 

Fred Burns

Fred Burns – Risk Management Adviser

Fred grew up in Collingdale, PA, and is a graduate of Monsignor Bonner Highschool Class of 2003. After his first job at Wawa and college at West Chester University, Fred decided to jump into the mortgage industry working as a mortgage processor and junior underwriter for both Wells Fargo and Bank of America. After that, he dabbled in sales via network marketing, which eventually landed him at Watmuff Insurance Services dba Goins & Hewitt Insurance as an Account Manager and Insurance Producer. With a combined 15 years of mortgage and insurance experience, Fred now joins the Risk Averse team. He puts himself in the customer’s shoes, understanding that the object is to get you the best possible price while still having the best possible coverage.

Outside of the insurance world, Fred loves spending time with his wife, daughter and son. Fred also attended the Connecticut School of Broadcasting and is co-host and writer for Edge of Philly Sports. He is a HUGE fan (some would say fanatic) of the Eagles, Sixers, Phillies & Flyers. Fred enjoys coaching youth sports as well.

Personal insurance account executive at Risk Averse Jaclyn Zukowski

Jaclyn Zukowski – Personal Account Executive

Jaclyn graduated from Arcadia University with a Bachelor’s in Business Administration. She has been in the insurance industry since 2008 working for agencies located in King of Prussia, PA. She started her career specializing in Captives, moved onto Commercial Real Estate, and then found her passion for Personal Lines. After living outside of Delaware County, Jaclyn is happy to be back in her hometown of Ridley Township. She feels a strong connection and sense of loyalty to helping local customers best understand their insurance needs. She truly enjoys going to work in the morning where she is surrounded by knowledgeable, resourceful and an all-around great group of coworkers. She strives to give each client high quality customer service with an easy understanding of insurance coverage.  Jaclyn is a self-proclaimed cat lady, an advocate of rescuing animals, loves rock concerts and all things Disney.

Erik Westervelt

Erik Westervelt – Risk Management Adviser

Erik joined the Risk Averse team in June 2020. He is a graduate of Temple University with a degree in Journalism & Political Science. Having spent his entire adult life in one form of sales role or another, he comes to us after spending more than six years as a captive insurance agent. Erik was a successful producer in his previous role handling personal lines coverage and is excited to bring his skills and expertise in this area to Risk Averse.

Born and raised in Delaware County, Erik currently resides in Media with his wife Jennifer and son Andrew. He is an avid Philly sports fan, music and film enthusiast, and enjoys creative writing in his spare time. Additionally, Erik hosts a weekly Quizzo/trivia game at a local Media establishment on Wednesday nights. Erik is thrilled to be part of the Risk Averse team. He strives to provide expert consultative services and good coverage insurance at affordable rates to all of his customers.

Commercial insurance account executive at Risk Averse Trish Scott

Trish Scott – Commercial Account Executive

Trish started her insurance career with a local captive insurance agency and then joined a large Trucking Company who had their own in-house insurance agency. This is where Trish developed a love for the Transportation Industry. She has also worked on the insurance-carrier side with AIG, which helped her develop an understanding for the productive underwriting of business risks.

Trish has spent the last 27 years expanding her commercial insurance background, focusing on the industries that need help controlling their exposure to claims. She has worked with all types of contractors, from small to large, particularly any risks that have wheels.

Trish also developed a niche market with farms, owing her experience to being an Equine enthusiast. From small gentleman farms to breeding, eventing and training barns.  As a horse owner Trish spends her time away from the office volunteering as a steward to the eventing world. Outside of work, you will find her in the fields of Plantation Horse trials in Unionville, PA and Fair Hill MD.

Mission Statement

Our goal is to offer high-quality insurance-consulting services to individuals and businesses. Our focus is getting to know each individual client so we can provide sufficient coverage at a competitive price. Our promise is that you will sleep well knowing all of your most important assets are insured by a leading insurance carrier in the industry.