Winter Safety Tips in Pennsylvania

With winter arriving in just a few short weeks, we wanted to provide some fundamental safety tips to help protect against the hazards associated with this season.

Driving in the snow

Driving on wet roads can be challenging on its own, but couple that with freezing temperatures and you may as well be navigating an obstacle course. Follow these tips for driving in the snow to lower your risk of getting into a cold weather-related accident; your car insurance provider in Media, PA will thank you!

  • Stay home if you can! No need to endanger yourself and your vehicle if you don’t need to.
  • Call 511, 1-877-511-PENN (7366), or visit the511 Pennsylvania websiteto check weather conditions before travelling by car.
  • Clear snow and ice off of your windshield and back window before you hit the road to ensure that your visibility is not blocked.
  • Let someone know where you’re going and bring your cell phone in case you get stuck.
  • Accelerate and decelerate slowly. Snow and ice make the road very slippery, so slamming on the breaks or the accelerator could lead to losing control of your car.
  • Reduce your speed and following distance as the weather worsens.
  • Avoid cutting quickly in front of trucks, as they need more time to slow down than a car does.
  • Bridges freeze before the road does, so be extra careful when driving over them. Alternatively, use a different route and avoid them altogether.
  • Do not use cruise control. You need to have as much control over your car as possible in case there is an unexpected slippery spot.
  • As always, wear your seat belt!

 

In the event of a winter storm

Winter storms can last for several days and be potentially dangerous if the correct precautions are not taken. Here are some essential tips to keep in mind if one of these storms hits your area:

  • Again, stay inside if you are able. Even walking outside during a winter storm can lead to injuries due to limited visibility, strong winds, and icy conditions.
  • Be sure you have plenty of heating fuel beforehand, but conserve it during the storm. Lower your thermostat during the night so that you don’t run low.
  • Close off rooms you do not need in order to conserve heat in the rest of the house.
  • Wear several layers of loosely-fitting, warm clothing instead of one bulky layer. This will keep you warmer.
  • If you must go outside, wear a hat, scarf, and mittens to reduce heat loss.
  • Do not bring grills or generators inside your house, as both of these emit carbon monoxide.

 

Avoid getting sick

Getting sick in the winter can seem inevitable. However, following these quick tips may help you avoid using any sick days this year:

  • Get a flu shot. This is the number one way you can avoid being bedridden for a week.
  • Avoid touching your face; astudy done by the Journal of Occupational Healthfound that people who touch their eyes and nose are 41% more likely to contract an upper respiratory infection than those who do not.
  • Wash your hands!Every surface you touch could contain germs from someone who is sick, and you don’t want these germs getting into your system.
  • Get an adequate amount of sleep. If you regularly get less than the 7-9 recommended hours of sleep per night, your chances of becoming ill increase.
  • Drink some green tea. This particular tea contains a catechin calledepigallocatechin gallate (EGCG), which has been known to fight influenza virus particles. If you’re not a fan of green tea, however, you can use EGCG supplements instead.

 

Call Risk Averse Insurancein Media, PA to discuss insurance for you or your business.

Risk Averse Insurance is an insurance agency in Delaware County that specializes in providing high-quality insurance products at an affordable price.

 

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Ive worked with Don for the last few year's. When I started my buisness I knew I needed help and didn't know where to start.I knew I needed an absolute beast of an agent and every other owner/ operator I talked too said if "You don't have Don Blizzard as an agent then you dont have the best agent. "He took a chance and helped me grow my buisness to where its at today. Riskaverse is the absolute best and since starting my buisness all my insurance is through them with help from Don Blizzard. He has a way to explain it to me where I understand my coverage and exposure and the commercial side including Meghan are the absolute best at getting COI'S sent to potential clients within minutes of requesting the copy.Hands down I only go where Don goes and I know whatever policies are written and where my coverage goes my loyalty will always lay with Don.He took a chance and grew with me and I'm forever grateful to all the staff at RiskAverse for being family and buisness friendly and not looking at me as a number or a client but actually caring and finding us the best for which suits our needs.#TeamDonBlizzard #TeamRiskAverse#TeamMegan
James LeBoon
James LeBoon
I work with Don. He has helped lots of my family and friends for their business and personal insurance. He is super responsive, honest, and hardworking to make sure you are fully taken care of in every aspect of your policy. He cares a great deal about each unique situation. I am fully confident anytime I refer Don.
Molly Eckman
Molly Eckman
Anytime I’ve needed assistance, the staff has always been accommodating. I have, and will continue to refer people here.
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Allison Parasink
The best I've ever used. Don and the team make u feel protected and being able to lay your head on your pillow at night knowing you are protected is worth more than gold.
Dolans Bar
Dolans Bar
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Ryan Callahan
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Gloria McAllister
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joanne kelly
Highly recommend!
Jennifer McGonagle
Jennifer McGonagle
My company, APCS Belts, has been a Risk Averse Insurance client for over 7 years now. As a business owner, business insurance is a huge priority. It is imperative that you have the right coverage at a cost that fits your budget. Risk Averse has always assisted us in finding exactly what coverage we need, as well as helped us change coverage when necessary as we have grown as a company. From Workers Compensation to Property & Liability to Commercial Vehicle Insurance, they have helped us navigate through all of that and with the most responsive, knowledgeable, and professional customer service. We have our own dedicated customer service rep who is amazing - always available and able to help us with our many requests and is always on top of our renewals. You cannot ask for a better insurance agency. I would never go anywhere else and would recommend all of my colleagues to use Risk Averse Insurance!
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Christine Sarnasky
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Meg Malick
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Katya Ivanovski
Staff always seem eager to help. They are very knowledgeable.
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brianna patricia
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Joey Cav
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Regine Mazile
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Madeleine Carr
Great Company and customer service
Little johnnys
Little johnnys
Donald F. Blizzard has always provided great customer service and support! His integrity is top notch and I recommend him to all of my family and friends.
JT Gillen
JT Gillen
Risk Averse has saved us so much time and money, always finding us the best plan and rates!
Lauren Blickos
Lauren Blickos
Don gave me sound advice on insurance options.
matt catona
matt catona
Specifically wanted to shout out Jaclyn for her assistance with my vehicle policies. She was outstanding and communicated very well. Any issues or questions that I have, she handles very quickly and efficiently.
antnymit70
antnymit70
Don’s expertise in condo policies made a big difference for me. Highly recommended
Sean Cho
Sean Cho
Don is for the people, and he'll do whatever he can to take care of you. If you're in search for a new Insurance agent then look no further.
Ant
Ant
I've been working with Don for over 10 yrs. Just recently had a claim that my policy covered very well. He is very responsive, always available when i need and proactively contacts me to move my coverage when it makes sense. I'm extremely happy and satisfied with Don and Risk Averse Insurance
Dante DeSans
Dante DeSans
Don has been exceptional to work with. He helped us get through a tough settlement, securing insurance on a tight schedule. He was able to get great rates for our auto insurance as well. He worked to find specific products that worked for our family. He has been responsive to any questions we've had since moving in. He is local and was very knowledgeable about businesses and trades in the area that come highly recommended when we needed suggestions. We definitely recommend using Don at Risk Averse!
John Burger
John Burger
Great company, customer focused and transparently weighed out options. Gave us the best bang for our bucks!
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Korey Grice
Don and everyone at Risk Averse insurance has gone above and beyond for me in getting the correct and best policies in place . They have been able to fully explain everything about my coverage and policies. Highly recommend!
Michael Ciavarelli
Michael Ciavarelli
Fred has been a joy. He went above and beyond for my family and myself! Very happy we chose to go this route! Highly recommend going through him he makes the experience enjoyable, no headaches on our end!
Kersty Juisti
Kersty Juisti
Fred from Risk Adverse was excellent, answered all of our questions and was very responsive with our quote. Thanks Fred Burns and Risk Adverse!!
Matt Dugent
Matt Dugent
Fred Burns is the best! He makes things so easy and got me great rates! He goes above and beyond to make the process less stressful. He responds quickly to my emails and is always pleasant! Thanks Fred!
Sarah Henry
Sarah Henry
Fred went above and beyond to make sure my policies transferred correctly. Called me from the delivery room of his son and all! Talk about commitment. Top class customer service along with best rates on the market. I highly recommend reaching out for a quote. You won't be disappointed with rates and customer service. Easiest transfer from old policy I ever had to do. Received a PDF instantly along with my welcome packet within days via snail mail. Couldn't ask for a better team backing me with insurance
Jimmy Mccarry
Jimmy Mccarry
We love our agent, Don Blizzard. He is knowledgeable, responsive and always delivers the best coverage for the best price for our business. He saved us 35% on our workman’s compensation renewal with an increase in our experience modification. Who can do that?! His team is awesome! When you buy insurance, do you want a 1-800 number and a person that knows nothing about you or do you want an agent who cares and always is there when you need them? I know having the right agent is EVERYTHING. Protect yourself! Don and Risk Averse are THE BEST!
Melissa Zimmerman
Melissa Zimmerman
Fred is awesome to work with. He always finds the best coverage for the fairest price. He also takes the pain out of shopping around for the best prices.
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Vince Mignogna
Having quotes with number of agents through different carriers, I've found myself worrying no more with agent Don at Risk Averse Insurance. Don helped me structuring the coverage with proper classifications with different scenarios in which other agents failed to do. Great pricing.. 5 star is just not enough.. I will give him 500+ If I can. highly highly recommended!!
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kje management llc je
I have been with Risk Averse for a few years now. Marc is fantastic, Meghan always provides great customer service; she is always available to help and respond to emails or calls quickly. Great team at Risk Averse and would highly recommend them.
Linda Glascoe
Linda Glascoe
Several years ago I had a real snag renewing my liability insurance and Risk Averse went right to work to get my situation straightened out, they were a real lifesaver then and have continued to be quick to respond to any of my questions and concerns. I will always use them and hope they live long and prosper.
David Bouslog
David Bouslog
Fred Burns provided the level of service like no other. When you needed him, he was right there to help you! How many agents do you know who will work until midnight to get a much needed policy to ensure closing went without a hiccup! Thanks for all you do Fred!!!
Zoey Yant
Zoey Yant
I took over the Time for Healing Ministry when before my father died. Everything was in place even our insurance. So When I had questions about my rate increase. You researched and got back to me before I renewed.
Natasha Grant
Natasha Grant
I was with an insurance company for 6+ years. I went back to them to see if they could do anything for me in regards to saving some $$ for my home owners & auto and the best they could do was save me $50. Fred matched my coverage and not only helped me save $50, he helped cut my bill in HALF. It was a no brainer to make the switch!! Plus his sense of humor & patience with me was an extra bonus! Thanks, Fred !!
Lauren Schellinger
Lauren Schellinger
Best prices and coverage. Very professional team.Saffron
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saffron bala
Don and his team are always looking out for my family’s best interest. Always with a sense of urgency to protect and bring that insured warm and fuzzy.
Thomas DeVietro
Thomas DeVietro
Great at all aspects of his job from customer service to finding me the best value for the money. Always puts my interest ahead of his own. Highly recommend Fred to everyone looking for a fair and honest insurance professional.
Andrew Rightley
Andrew Rightley
Always a quick response and fantastic customer service. Have used them for years and they have always been advisable. Would highly recommend.
Safety J.
Safety J.
Have worked with Fred for a few years now and he is very responsive and will get you the best price for insurance. Great agent to have.
Michele Otto
Michele Otto
I reached out to Fred initially about a builders Risk policy for a renovation on a property I was doing. I was impressed with Fred's knowledge and suggestions that we decided to have him price out our home insurance and rental property insurances. In the end, Fred was able to save us a significant amount of money while increasing our coverage protection and reducing our deductibles. I would highly recommend Fred for your insurance needs.
Ryan Worrell
Ryan Worrell
Fred Burns is the best! He assisted us with our home owners and auto insurance. He saved us a TON of money, made the process easy and it was done in a timely manner. I would highly recommend Fred to anyone needing these services and look forward to working with him again in the future!
Alfonso Ferraccio
Alfonso Ferraccio
Fred is the best! Very professional, quick to respond, and aggressive in getting you the best deal. He is the one you need on your side. He gets what you need and fast.
Lauren Gilligan
Lauren Gilligan
Fred is the only person you should every wanna deal with. He’s honest even if that doesn’t mean his business. He’s gonna make sure you have the better deal.
Christina Nole
Christina Nole
My experience with Fred was unbelievable! He met all my insurance needs for House,Auto,Mobile Home and Boat. My wife was in a car accident and Fred was the first person I called. He handled everything from there and kept my wife and I in the loop the entire time. Never had an agent like him in my 30 years of driving. Wish they were all that good!!
Sydney Michele
Sydney Michele
Fred Burns is amazing, professional, and extremely responsive. He is always able to save us money on our policies and always willing to do so. I wouldn’t place my business anywhere else!
Dominque Kelly
Dominque Kelly
I was recommend Mr. Burns who did an excellent job! He went out of his way to answer all of my questions and was patient with me for my slow response times to some emails, as well as, things I didn't fully understand. I also liked that he told me to keep his number and if I have any questions or concerns in the future, even though our business was complete, not to hesitate to call and ask for help or advice for anything insurance related. If you decide to use these guys, I feel confident you won't regret it.
Matt Greer
Matt Greer
Very happy with our recent bundle policy through RAI. Fred Burns is the best broker we've ever had the pleasure of doing business with. He's always available when we need him and I feel like he genuinely has my best interests in mind.
Edward Gilbert
Edward Gilbert
Fred was so amazing to work with, he found me the lowest possible rate saving more over $40 a month!!
melissa donnelly
melissa donnelly
Erik service was amazing!! I switched from Geico to here and I’m so happy that I did. I saved so much money doing so. I wish I wouldn’t have known about this place before I went to Geico. I’d recommend this insurance agency to everyone!
Aurya Bey
Aurya Bey
I highly recommend Risk Averse Insurance. I was referred to Don several years ago when he was with a different agency, but I had such a good experience with him that when I moved several years later, I tracked him down to Risk Averse.So far he has been just as helpful, knowledgeable, and friendly as last time. Not only was he able to secure great rates, he advised me on what sorts of coverage made sense, without overselling anything. He has even referred me to several professionals to handle some work on the house itself. Couldn't ask for anything more. Thank you!
Greg Conant
Greg Conant
Don and the team at Risk Averse have been great. They are very responsive and are sure to keep my personal, auto and business risks covered!
Nicholas Lavella
Nicholas Lavella
Risk Adverse Insurance, and our agent, Don Blizzard, have been great to us. Don is the reason we went with Risk Adverse Insurance and we’re happy we did. Don is honest and straight forward. He has taken after-business-hours calls during major storms to answer our questions or point us in the right direction. He has also picked up on coverage we didn’t realize we could/should have had and still managed to lower our premiums. Awesome person - awesome professional and great company!
Dawn Tormey
Dawn Tormey
I was in the need for some Contractors Liability Insurance and contacted Don at Risk Averse Insurance. Don took the time to guide me thru everything I needed even though we were not able to come up with a plan for my business - Don made sure I was able to get the coverage I needed. He told me another carrier would be better for me at this time. His advice was spot on and told me who could help. It was not a money conversation at all - it was more of someone I’ve known conversation. DON IS MY GO TO GUY FOR INSURANCE!!
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dj spin live en vivo
Fred made it super easy, within 10 mins he found the cheapest homeowners insurance and took care of the rest. Great guy, great agent.
Frankie Petrillo
Frankie Petrillo
I’ve known Don for a while and recently became a client of his for our multi-state construction company. What I can tell you is this – we’ve worked with “big” firms prior to this and working with Don, Meghan and Marc at Risk Averse has been an eye-opener. From the start, the way they worked with us during the quoting process, showed us everything, explained the pros and cons of the options they provided, the responsiveness - it has been unlike anything we’ve experienced and for the first time, I feel as though we have an agency that is truly our partner and will advocate for our best interest no matter what. My advice to any business owner reading this is to call Don, set up a time to talk, work through his process and understand going in that it will be different, but also that you will get the result you’re looking for if you listen to what he says.
Mona Malik
Mona Malik
I’ve been insuring with Don for years and this year, my renewal price was higher than expected. Within a few days he and Jaclyn were able to find me a different company for the same coverage and a lot less money. I’m a client for life
Jim Huston
Jim Huston
I recently had an accident in a parking lot, and the other driver was convinced that it was my fault. I called my agent Don and Risk Averse and he calmly and professionally walked me through the steps I should take to resolve this matter. I call the local police and my insurance company and let them figure out who was at fault. I was the right advice at a time when emotions were running high. I really appreciate Don being there at the moment I needed help. Thank you Michael
Michael Incorvaia
Michael Incorvaia
Fred was an absolute pleasure to work with. He was very responsive to the questions I had. He got me the best rates and the best insurance to fit my needs. HIGHLY RECOMMENDED FOR ANYONE LOOKING TO SAVE MONEY ON BOTH AUTO AND HOME INSURANCE.
Milo Matos
Milo Matos
My agent Don got me a great policy with better coverage, and saved me money. The best part about being a client so far is the service from my account manager, Megan! Highly recommend
Pat Moran
Pat Moran
Fred was excellent with his responsive time. Offered me options. He made everything easy and clear. His service is second to none! Thanks for all the help!
josh rosen
josh rosen
My insurance is literally the lowest it's been in years thanks to Meghan and Risk Averse Insurance!!
Krasimir Krumov
Krasimir Krumov
I've been using Don and his insurance team for the last several years. Their professionalism and quality goes unmatched! Whether for business or personal, Risk Averse is the way to go!
Cynthia Krumov
Cynthia Krumov
We switched from USAA to Risk Averse when we bought our first home and needed homeowners insurance. The auto insurance is half of the price and way better coverage. Don was awesome and our service representative Jaclyn has been great to work with. Really appreciate the savings on our policies.
Dan Sykes
Dan Sykes
Fred is great. I always know I’m getting great customer service. He’s very knowledgeable. Any time I have a question or issue, He responses promptly With an answer I’m able to understand. He goes above and beyond to make sure you are happy as a customer.
Brittany Marie
Brittany Marie
My husband and I were very impressed by Fred Burns. His knowledge and quick responses to the simplest questions were all taken with extreme urgency. He went above and beyond. Absolutely amazing service!
Briar Murtaugh
Briar Murtaugh
Great organization. I'm very happy with the dedication and response time of everyone I've worked with. Don and Andrew have been great! Thank you guys
Rick Sabatini
Rick Sabatini
Don is amazing! He’s been helping us with our auto, renter’s, and home insurance for years. Don brings his A game to every experience.
Trapper Williams
Trapper Williams
Hey I recieved a great quote from Don Blizzard saved a ton of money on my general and workmans comp
William Mccaffery
William Mccaffery
I have used Risk Averse (Don) for several years on many occasions. He has been very helpful in researching my needs for both homeowners and auto insurance and at the same time saving me hundreds of dollars a year on my premiums. I have highly recommended him to both family and friends.
Vicki Nielsen
Vicki Nielsen
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