Workers Compensation Insurance

Workers Compensation Insurance is a type of insurance policy that provides coverage for an employee in the event that they are hurt or injured while on the job. It was created to protect employers from legal liability and provide financial compensation to employees who suffer from work-related injuries or illnesses. Typically, Workers Compensation Insurance covers medical expenses, lost wages, rehabilitation costs, and death benefits in the event of a fatal injury.

 

Understanding Workers Compensation Coverage

In most cases, employers are required by law to obtain Workers Compensation Insurance for their employees. This coverage is provided through private insurers or state-run insurance funds, depending on where the business operates. By providing this type of protection for its workforce, an employer can minimize financial risks associated with workplace accidents and illnesses.

Employees are usually not required to pay any premiums for Workers Compensation Insurance, as these costs are typically covered by the employer. As such, it is important to understand exactly what type of coverage your employer provides in case of an accident or injury. It is also important to be familiar with the claim process should you need to file a claim for compensation.

Workers Compensation Insurance is an important safety net for employees and employers alike. It provides coverage for medical expenses, lost wages, rehabilitation costs, and death benefits should an employee suffer from a work-related injury or illness. Understanding your employer’s Workers Compensation policy is key to ensuring that you receive the full amount of benefits available should you need to make a claim.

Help with Workers Comp

Both employers and employees can benefit from being protected in the event of an unexpected workplace accident or illness. To get assistance determining the right kind of workers compensation plan for your company, and for help finding a carrier that provides fair rates, contact our team at the phone number above or by tapping the Check Your Rates button above.

 

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Ive worked with Don for the last few year's. When I started my buisness I knew I needed help and didn't know where to start.I knew I needed an absolute beast of an agent and every other owner/ operator I talked too said if "You don't have Don Blizzard as an agent then you dont have the best agent. "He took a chance and helped me grow my buisness to where its at today. Riskaverse is the absolute best and since starting my buisness all my insurance is through them with help from Don Blizzard. He has a way to explain it to me where I understand my coverage and exposure and the commercial side including Meghan are the absolute best at getting COI'S sent to potential clients within minutes of requesting the copy.Hands down I only go where Don goes and I know whatever policies are written and where my coverage goes my loyalty will always lay with Don.He took a chance and grew with me and I'm forever grateful to all the staff at RiskAverse for being family and buisness friendly and not looking at me as a number or a client but actually caring and finding us the best for which suits our needs.#TeamDonBlizzard #TeamRiskAverse#TeamMegan
James LeBoon
James LeBoon
I work with Don. He has helped lots of my family and friends for their business and personal insurance. He is super responsive, honest, and hardworking to make sure you are fully taken care of in every aspect of your policy. He cares a great deal about each unique situation. I am fully confident anytime I refer Don.
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Molly Eckman
Anytime I’ve needed assistance, the staff has always been accommodating. I have, and will continue to refer people here.
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Allison Parasink
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Dolans Bar
Dolans Bar
Don and his team have been great to work with and always very accessible which is important when dealing with the stress of getting your insurance set up and doing it right. Highly recommend!
Ryan Callahan
Ryan Callahan
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Gloria McAllister
Gloria McAllister
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joanne kelly
Highly recommend!
Jennifer McGonagle
Jennifer McGonagle
My company, APCS Belts, has been a Risk Averse Insurance client for over 7 years now. As a business owner, business insurance is a huge priority. It is imperative that you have the right coverage at a cost that fits your budget. Risk Averse has always assisted us in finding exactly what coverage we need, as well as helped us change coverage when necessary as we have grown as a company. From Workers Compensation to Property & Liability to Commercial Vehicle Insurance, they have helped us navigate through all of that and with the most responsive, knowledgeable, and professional customer service. We have our own dedicated customer service rep who is amazing - always available and able to help us with our many requests and is always on top of our renewals. You cannot ask for a better insurance agency. I would never go anywhere else and would recommend all of my colleagues to use Risk Averse Insurance!
Christine Sarnasky
Christine Sarnasky
Great experience! Highly recommend.
Meg Malick
Meg Malick
Erik W. at Risk Averse has been absolutely amazing to work with. He was extremely transparent and responsive when we needed homeowner’s insurance, making that portion of the mortgage process smooth. He also matched us with a highly ideal insurance provider who is easy to work with as well. It was easy to add on our cars to consolidate things and we also compared some pet insurance options with Erik’s help. He is only a text or call away when we need his help, and he always goes the extra mile! Thanks to Erik and Risk Averse for making insurance - a traditionally confusing and frustrating subject - easy to manage :)
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Katya Ivanovski
Staff always seem eager to help. They are very knowledgeable.
brianna patricia
brianna patricia
Amazing. I will continue to recommend them to everyone
Joey Cav
Joey Cav
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