Life Insurance

Life insurance is a financial product designed to help people protect their family and loved ones against financial hardship in the event of an untimely death. It provides a lump sum payment in the event that the insured individual passes away, so that surviving family members do not have to struggle financially because of their loss.

Life Insurance Benefits and Options

In addition to providing life insurance benefits, life insurance policies can help people to plan ahead for long-term financial security. Through the use of various riders and add-ons, policy owners can customize their life insurance coverage to meet their specific needs and goals. For example, some riders may provide additional cash value that policyholders can access in case of emergencies or retirement planning.

Life insurance also provides a number of tax benefits. These include the ability to pay premiums with pre-tax dollars and the option for policy owners to utilize their life insurance policies as part of an estate planning strategy. Additionally, in certain cases, life insurance proceeds are exempt from federal income taxes, meaning that surviving family members can receive the full amount of the life insurance coverage without having to pay taxes.

At its core, life insurance can help people rest easy knowing that their loved ones are taken care of in case the worst should happen. It’s a financial product that can provide support during difficult times and offer peace of mind for years to come.

Getting Help with Life Insurance

When it comes to life insurance, it’s important to choose the right coverage for your individual needs. Our professional team can help you determine the best plan for you and your family so that your loved ones are protected in case of an unexpected loss. To learn more, call us or click on Check Your Rates above.

Other
Policies

Secure the BEST

Life Insurance

coverage now!

Our customers agree...

Those are just the first 7 reasons... Find more here!

Ive worked with Don for the last few year's. When I started my buisness I knew I needed help and didn't know where to start.I knew I needed an absolute beast of an agent and every other owner/ operator I talked too said if "You don't have Don Blizzard as an agent then you dont have the best agent. "He took a chance and helped me grow my buisness to where its at today. Riskaverse is the absolute best and since starting my buisness all my insurance is through them with help from Don Blizzard. He has a way to explain it to me where I understand my coverage and exposure and the commercial side including Meghan are the absolute best at getting COI'S sent to potential clients within minutes of requesting the copy.Hands down I only go where Don goes and I know whatever policies are written and where my coverage goes my loyalty will always lay with Don.He took a chance and grew with me and I'm forever grateful to all the staff at RiskAverse for being family and buisness friendly and not looking at me as a number or a client but actually caring and finding us the best for which suits our needs.#TeamDonBlizzard #TeamRiskAverse#TeamMegan

James LeBoon

I work with Don. He has helped lots of my family and friends for their business and personal insurance. He is super responsive, honest, and hardworking to make sure you are fully taken care of in every aspect of your policy. He cares a great deal about each unique situation. I am fully confident anytime I refer Don.

Molly Eckman

Anytime I’ve needed assistance, the staff has always been accommodating. I have, and will continue to refer people here.

Allison Parasink

The best I've ever used. Don and the team make u feel protected and being able to lay your head on your pillow at night knowing you are protected is worth more than gold.

Dolans Bar

Don and his team have been great to work with and always very accessible which is important when dealing with the stress of getting your insurance set up and doing it right. Highly recommend!

Ryan Callahan

I had the best experience. Don helped me with both auto and homeowners insurance in getting us the best price with great service. Highly recommend!

Gloria McAllister

Fred Burns is the absolute best! Highly recommend!

joanne kelly

Highly recommend!

Jennifer McGonagle

My company, APCS Belts, has been a Risk Averse Insurance client for over 7 years now. As a business owner, business insurance is a huge priority. It is imperative that you have the right coverage at a cost that fits your budget. Risk Averse has always assisted us in finding exactly what coverage we need, as well as helped us change coverage when necessary as we have grown as a company. From Workers Compensation to Property & Liability to Commercial Vehicle Insurance, they have helped us navigate through all of that and with the most responsive, knowledgeable, and professional customer service. We have our own dedicated customer service rep who is amazing - always available and able to help us with our many requests and is always on top of our renewals. You cannot ask for a better insurance agency. I would never go anywhere else and would recommend all of my colleagues to use Risk Averse Insurance!

Christine Sarnasky

Great experience! Highly recommend.

Meg Malick

Erik W. at Risk Averse has been absolutely amazing to work with. He was extremely transparent and responsive when we needed homeowner’s insurance, making that portion of the mortgage process smooth. He also matched us with a highly ideal insurance provider who is easy to work with as well. It was easy to add on our cars to consolidate things and we also compared some pet insurance options with Erik’s help. He is only a text or call away when we need his help, and he always goes the extra mile! Thanks to Erik and Risk Averse for making insurance - a traditionally confusing and frustrating subject - easy to manage :)

Katya Ivanovski

Staff always seem eager to help. They are very knowledgeable.

brianna patricia

Amazing. I will continue to recommend them to everyone

Joey Cav

Life Insurance

Other Policies

Life Insurance

Our customers agree...

Those are just the first 7 reasons... Find more here!

594 S. New Middletown Rd. First Floor Media, PA 19063

Other
Policies

594 S. New Middletown Rd. First Floor
Media, PA 19063