Commercial Property Insurance

Commercial property insurance provides financial protection to businesses and organizations for losses or damages to their physical assets. These assets can include buildings, equipment, furniture, inventory, computers and other business-related items. It is important for any business that has a physical presence to obtain coverage in case of an unexpected incident such as fire, theft or vandalism. In addition, a commercial property insurance policy can provide protection against damages caused by natural disasters such as floods or earthquakes.

More Details on Commercial Property Insurance

Commercial property coverage typically includes both the building itself and any business-related items located inside. The amount of coverage depends on the type of business and its needs. For example, certain types of businesses may need additional coverage for specialized equipment such as expensive medical devices, while others may need coverage for valuable inventory items or artwork.

Commercial property insurance can also cover other costs associated with an incident, such as lost income due to a business interruption caused by an unexpected event. This additional coverage can help businesses stay afloat during difficult times and ensure that they are able to continue operations in the future.

In order to be fully insured, businesses should assess their risks and determine the best type of coverage for their needs. A knowledgeable insurance agent can help guide them through the process and provide valuable advice when selecting a policy. With this protection in place, businesses can rest assured knowing that they have taken steps to protect their property from potential losses or damages.

Getting Assistance for your Commercial Coverage

By being proactive and staying informed, businesses can keep their operations fully protected against the unknown. To learn more about how our team can make this process easier, or for help identifying insurance carriers that provide affordable rates on the coverage you need, call us or click on the Check Your Rates button above.

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Ive worked with Don for the last few year's. When I started my buisness I knew I needed help and didn't know where to start.I knew I needed an absolute beast of an agent and every other owner/ operator I talked too said if "You don't have Don Blizzard as an agent then you dont have the best agent. "He took a chance and helped me grow my buisness to where its at today. Riskaverse is the absolute best and since starting my buisness all my insurance is through them with help from Don Blizzard. He has a way to explain it to me where I understand my coverage and exposure and the commercial side including Meghan are the absolute best at getting COI'S sent to potential clients within minutes of requesting the copy.Hands down I only go where Don goes and I know whatever policies are written and where my coverage goes my loyalty will always lay with Don.He took a chance and grew with me and I'm forever grateful to all the staff at RiskAverse for being family and buisness friendly and not looking at me as a number or a client but actually caring and finding us the best for which suits our needs.#TeamDonBlizzard #TeamRiskAverse#TeamMegan

James LeBoon

I work with Don. He has helped lots of my family and friends for their business and personal insurance. He is super responsive, honest, and hardworking to make sure you are fully taken care of in every aspect of your policy. He cares a great deal about each unique situation. I am fully confident anytime I refer Don.

Molly Eckman

Anytime I’ve needed assistance, the staff has always been accommodating. I have, and will continue to refer people here.

Allison Parasink

The best I've ever used. Don and the team make u feel protected and being able to lay your head on your pillow at night knowing you are protected is worth more than gold.

Dolans Bar

Don and his team have been great to work with and always very accessible which is important when dealing with the stress of getting your insurance set up and doing it right. Highly recommend!

Ryan Callahan

I had the best experience. Don helped me with both auto and homeowners insurance in getting us the best price with great service. Highly recommend!

Gloria McAllister

Fred Burns is the absolute best! Highly recommend!

joanne kelly

Highly recommend!

Jennifer McGonagle

My company, APCS Belts, has been a Risk Averse Insurance client for over 7 years now. As a business owner, business insurance is a huge priority. It is imperative that you have the right coverage at a cost that fits your budget. Risk Averse has always assisted us in finding exactly what coverage we need, as well as helped us change coverage when necessary as we have grown as a company. From Workers Compensation to Property & Liability to Commercial Vehicle Insurance, they have helped us navigate through all of that and with the most responsive, knowledgeable, and professional customer service. We have our own dedicated customer service rep who is amazing - always available and able to help us with our many requests and is always on top of our renewals. You cannot ask for a better insurance agency. I would never go anywhere else and would recommend all of my colleagues to use Risk Averse Insurance!

Christine Sarnasky

Great experience! Highly recommend.

Meg Malick

Erik W. at Risk Averse has been absolutely amazing to work with. He was extremely transparent and responsive when we needed homeowner’s insurance, making that portion of the mortgage process smooth. He also matched us with a highly ideal insurance provider who is easy to work with as well. It was easy to add on our cars to consolidate things and we also compared some pet insurance options with Erik’s help. He is only a text or call away when we need his help, and he always goes the extra mile! Thanks to Erik and Risk Averse for making insurance - a traditionally confusing and frustrating subject - easy to manage :)

Katya Ivanovski

Staff always seem eager to help. They are very knowledgeable.

brianna patricia

Amazing. I will continue to recommend them to everyone

Joey Cav