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Personal Insurance

As an independent insurance agent in Delaware County, PA, we combine products provided by the most respected insurance providers into a custom package that meets your personal insurance needs.
When you request a Pennsylvania homeowners and auto insurance quote, we work hard to find discounts that apply to you — multi-car discount if you insure multiple cars with us, for example, or bundling discounts (combined home and car insurance). Our goal is always to give you the coverage you need at the lowest possible price.

Storm, fire, injury, accident – relax, Risk Averse has you covered.

Car Insurance

Car damage is a fact of life. During the tough winters we’ve seen in PA, trees fall on cars, rocks crack their windshields, and even the most careful driver is involved in a traffic accident from time to time.

Risk Averse Insurance in Media, PA not only insures damage to your car and passengers but the damage you may do to other vehicles, property or individual(s).

At Risk Averse, we will work to find you the cheapest car insurance in Delaware County, Chester County, and Montgomery County through companies providing the highest quality claims service.


The urge to protect our homes, the place where we lay our heads and raise our children, is universal. Risk Averse Insurance in Media, PA helps keep the castle safe and sound with comprehensive PA homeowners insurance coverage that guards against theft, fire and storm damage.

PA homeowners insurance policies also include coverage to repair a storm damaged shed, or fence, or your personal belongings that were damaged in a fire. We’ll also make sure you’re covered for personal liability because you never know when a neighbor, friend, or contractor will get hurt on your property.

Life Insurance

Although it’s not something we like to think about, tragedy can strike at any time. Would your family be able to cover final expenses if it happened to you?  How long will they be able to afford the mortgage payments without your income?  Will the kids be able to go to college?  Give your family the financial peace-of-mind they deserve.

How much life insurance do I need? Call or email us today and a Risk Averse agent will discuss all factors that should be considered, and whether term life or whole life insurance is the right option for you.

Why Should I Use an Independent Agent?

An Independent Insurance Agent is not bound by contract to one single insurance company, giving them the ability to shop your insurance with multiple companies, ensuring that you get the best price and coverage. At Risk Averse Insurance in Media, we will work diligently to make sure we are providing you with top-notch coverage at the best available price.