What is Renters Insurance?

Renters insurance is a type of “homeowners insurance” that is used for insuring your personal belongings and liability when you are renting an apartment or a home. The insurance policy that protects the building you are renting only provides coverage for the owner of...

Do I Need Workers Compensation in PA

As our small businesses grow, we get to a point when it is time to start hiring.  Nevertheless, finding the right people is only one of the challenges. Another is understanding the costs associated with hiring.  Depending on your industry, workers compensation can add...

Does My College Student Need Renters Insurance?

Many parents ask me “does my homeowners policy cover my child while he or she is away at college?”  The answer really depends on whether your child intends to live on-campus or off-campus. If your daughter plans to live in the dorms for her first year of college, your...

HOW MUCH INSURANCE COVERAGE SHOULD I BUY FOR MY HOUSE?

One of the questions I get most from my clients is “Why is my house insured for so much? I could never sell it for that amount.” The reason for this difference is that your insurance policy is insuring your property on a Replacement Cost basis. Replacement cost is the...