Meet The Team

Risk Averse Insurance is an insurance agency in Media, Delaware County, with a focus on offering quality insurance products and customer service at the best price available.
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Who We Are

We want to do more than make you legal for less. We want to give our customers the piece of mind that all of their most important assets are protected.

Risk Averse offers options to fit the insurance service needs of customers in the Philadelphia area:

Do you prefer to do business on your phone? We have an app for that!
Want to call? We’d love to talk! Call us at 610-335-1139.
Like good old-fashioned face-to-face? So do we! This is how relationships are made and we provide several options for this. If we can’t come to you, we have offices in Media, PA and Morton, PA. Call us to set up an appointment.

Bill Sprague

Owner Bill Sprague is a graduate of West Chester University of Pennsylvania. He grew up in Darby, PA and now resides in Ridley Twp, PA. He has been in the insurance industry for over 10 years, starting his career as an insurance agent in Newtown Square, PA. During his time there, Bill specialized in insuring high-value homes and vehicles. From there, Bill worked as a project manager with Advisen Ltd in Kennett Square, PA. Here, Bill worked with insurance “big-data,” specifically with regard to large commercial lines of business such as Professional, Management, and Cyber lines of business. For several years after, Bill was the Senior Business Development Manager at Infinity Insurance Company in Philadelphia, Chester County, Delaware County, and Montgomery County. He spent this time working with other insurance agents to understand products, develop new business, and set and meet goals.

With his well-rounded insurance background, Bill opened Risk Averse Insurance in Media, PA in 2015 with the hopes of bringing his customers service options from online tools to good old fashioned face-to-face. He hopes to provide you with top-notch customer service and get you the coverage you need at a price you can afford.

Marc Millison

Marc is a graduate of West Chester University where he proudly finished magna cum laude. He has been in the insurance industry for 11 years. Marc spent his first 10 years as an account manager with Kramer-Warner Associates. During this time, he specialized in Commercial insurance with a focus on small to medium sized companies across all business sectors. He was responsible for every aspect of soliciting, developing, and managing insurance portfolios for 400+ businesses. Marc genuinely loves commercial insurance, and it is because of this that he is considered an expert in the field by his colleagues and clients.

Margaret Clinton

Margaret has been working in the insurance industry, specializing in Commercial Insurance, for 30+ years.  She has worked for and learned from some of the best agents in the region.  Margaret earned the designation of CISR, Certified Insurance Service Representative, from The National Alliance for Insurance Education and Research.  Her background and experience enable her to understand the exposures that businesses face and the specific needs that require coverage.  She has handled insurance programs for businesses ranging from small to large, including Fortune 500 companies.

Margaret takes pride in making sure your assets are protected and your risk is transferred by way of insurance coverage.   In addition, she believes that customer service is essential in that process.  “You have to ask the questions that other agents don’t,” because that separates you from the good agent to being great business partner.

Mission Statement

Our goal is to offer high-quality insurance-consulting services to individuals and businesses. Our focus is getting to know each individual client so we can provide sufficient coverage at a competitive price. Our promise is that you will sleep well knowing all of your most important assets are insured by a leading insurance carrier in the industry.